We’re here for you
At Bloomsdale Bank, we offer an array of lending services, including different types of mortgages, business and personal loans, and more. You can check out our different lending options below. If you don’t see what you’re looking for or have questions, we’ll be happy to talk through the options with you—stop in or give us a call! Together we will find the best loan to suit your needs.
If you already know which type of loan you’re interested in, you can get a head start with our loan packets below. Download, print, and start putting together your paperwork. If you have any questions, don’t hesitate to reach out!
Real Estate Loans
Fixed Rate Mortgages
Fixed rate mortgages are the most popular home loan since it locks you into one interest rate for the life of the loan. We offer very competitive rates and fees, and all of our fixed rate mortgages are serviced in house. When you get your mortgage through Bloomsdale Bank, you’ll deal directly with us for the life of your loan, not with an out-of-state mortgage company. Enjoy the peace of mind and convenience that comes with being able to talk face to face with someone about your mortgage.
Click on the sections below to view our fixed rate mortgage loan packets.
If you’re ready to buy a new home, here’s where you’ll start your loan application process. Below you’ll find paperwork to help you begin. It’s important that you read through all the provided documents and put together any questions you may have for your loan officer.
Download, print, and fill out the following forms for fixed rate mortgage. You’ll then return these filled-out forms to the bank.
- Download Fixed Rate Mortgage Loan Forms (PDF)
- Download Fixed Rate Mortgage Tax Form (PDF)
- Download Fixed Rate Application and Demographic Data Form (PDF)
Read through the following disclosure forms.https://www.bloomsdalebank.com/wp-content/uploads/2020/08/Fixed-rate-purchase-application-plus-demographic-form.pdf
Read through the following informational booklet about home loans from the Consumer Financial Protection Bureau.
If you already own your home and are looking to refinance, this is the option for you. Many people refinance in order to lock in a lower interest rate, shorten or extend the duration of their loan, or to get cash out for a major purchase, among others. We’ll be happy to talk through whether refinancing is right for you.
Below you’ll find paperwork to help you begin your refinancing process. It’s important that you read through all the documents below and put together any questions you may have for your loan officer.
Download, print, and fill out the following forms for a fixed rate mortgage refinance. You’ll then return these filled-out forms to the bank.
- Download Fixed Rate Mortgage Refinance Forms (PDF)
- Download Fixed Rate Mortgage Refinance Application and Demographic Form (PDF)
- Download Fixed Rate Mortgage Refinance Tax Form (PDF)
Read through the following disclosure forms.
Read through the following informational booklet about home loans from the Consumer Financial Protection Bureau.
Adjustable Rate Mortgage
If a Fixed Rate Mortgage isn’t a good fit for you because you plan on being in the home only a short period of time, or for other reasons, an Adjustable Rate Mortgage (ARM) might be a good alternative option. The interest rates on Adjustable Rate Mortgages fluctuate over time, which means your monthly mortgage payment may change year to year. Talk with a loan agent to see if this type of mortgage is the right option for you.
Click on the section below to view our adjustable rate loan packets.
If you’re ready to purchase a home with an Adjustable Rate Mortgage, below you’ll find paperwork to help you begin your home loan process. It’s important that you read through all the provided documents and put together any questions you may have for your loan officer.
Download, print, and fill out the following forms for an Adjustable Rate Mortgage. You’ll then return these filled-out forms to the bank.
Read through the following disclosure forms.
Read through the following informational booklet about home loans from the Consumer Financial Protection Bureau.
Construction Loan
The construction loan process can be intimidating the first time through, but don’t worry—we know it inside and out! We’ll work with you through every step of the process. We’ll be with you from helping you decide your first step to permanent financing options for your new construction at the end of the build. Give us a call or stop in and we’ll be happy to help you get started!
Click on the section below to view our construction loan packets.
If you’re ready to get started on your construction loan process, you’re in the right place! It’s important that you read through all the provided documents and put together any questions you may have for your loan officer.
Download, print, and fill out the following forms for a construction loan. You’ll then return these filled-out forms to the bank.
Read through the following disclosure forms about construction loans.
Read through the following informational booklet about home loans from the Consumer Financial Protection Bureau.
Home Equity Line of Credit
Using a home equity line of credit (HELOC), you can borrow money while using the equity in your home as collateral. Many use this option to open up a line of credit rather than refinancing, to consolidate debt, or finance a major purchase. We’re happy to discuss your options to determine if using a HELOC is a good choice for you and your family.
Click on the section below to view our HELOC loan packets.
Are you ready to open up a Home Equity Line of Credit? Let’s get started! It’s important that you read through all the provided documents and put together any questions you may have for your loan officer.
Download, print, and fill out the following forms for a HELOC. You’ll then return these filled-out forms to the bank.
Read through the following disclosure forms about HELOC loans.
Read through the following informational booklet about HELOC from the Consumer Financial Protection Bureau.
Land/Lot loan
Whether you’re looking to purchase recreational land or a lot for future building, we can help you through the land purchasing process. If you plan on building in the next few years, be sure to ask about our special financing options.
Click on the section below to view our land/lot loan packets.
Ready to take the next step towards purchasing a piece of land? Let’s get started! It’s important that you read through all the provided documents and put together any questions you may have for your loan officer.
Download, print, and fill out the following forms for a land/lot loan. You’ll then return these filled-out forms to the bank.
Read through the following disclosure forms about land/lot loans.
Consumer Loans
Personal vehicle, boat, motorcycle, and more
If you’re looking to purchase a car or boat, need to finance a major purchase, or pay off a debt, we’ll work with you to find the best fit for your needs.
Click on the section below to view our consumer loan packets.
If you’re ready to apply for a consumer loan, you’re in the right place to start. It’s important that you read through all the provided documents and put together any questions you may have for your loan officer.
Download, print, and fill out the following forms for personal loans. You’ll then return these filled-out forms to the bank.
Read through the following disclosure forms about personal loans.
Commercial
From small business loans to commercial real estate options, we can help you determine the best course for your business lending needs.