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Personal Banking

Personal Checking

Personal Checking Accounts
Benefits/Checking PlansRegular
Minimum Opening Balance $250 None $1,000 $1,000 None
Minimum Balance to avoid service charge $250 None $1,000 $1,000 None
Earns Interest No No Yes Yes No** 
Free Checks No No No   No   No  
Additional Benefits
  • Debit Card
• Free Online Banking
• Free Bill Pay
• Free Notary
• Free Mobile Banking
• Debit Card
• Free Online Banking
• Free Bill Pay
• Free Notary
• Free Mobile Banking
• Debit Card
• Free Online Banking

• Free Bill Pay
• Free Notary
• Free Mobile Banking
• Free Online Banking
• Free Notary
• Free Mobile Banking
• Bank Trips
• Free Money Orders
• Discounted Safe Deposit Box

* Platinum Plus members must be 55 years or older and maintain a balance of $1,000 or more in a deposit account.
** Platinum Plus members may earn interest on qualifying accounts.

Stop into a branch to open you account today at one of our convenient locations!

Banking Conveniences

  • Free Online Banking and Bill Pay
  • Free Electronic Images of Your Checks
  • Direct Deposit
  • Unlimited Check Writing
  • Mastercard Debit Card
  • Free Notary
  • Mobile Banking
  • Free Electronic Statements

Regular Checking

A good way to manage your money, Regular Checking is the easiest and most convenient account option available that allows you access to your money 24/7 through ATMs, Debit Card, Online Banking, Bill Pay and Mobile Banking. 

Express Checking

For people on the go, this account is ideal for people who don't write a lot of checks. A convenient account that allows you access to your money 24/7 through ATMs, Debit Card, Online Banking, Bill Pay and Mobile Banking with no monthly minimum and a low monthly fee.

Now Accounts

An Interest Bearing account that allows all the convenience of a checking account, yet pays a competitive interest rate. This acccount allows 24/7 access to your money through ATMs, Debit Card, Online Banking, Bill Pay and Mobile Banking with no service charge as long as minimum balances are maintained. 

** Not Available for corporations.

Money Market

A premium interest bearing account that allows up to 6 checks/transfers per month. Monthly fees waived if minimum balances are maintained.

Personal Savings

Personal Savings Accounts
Benefits/Savings PlansRegular 
of Deposits 
Minimum Opening Balance $500 $500 $1,000 $1,000
Minimum Balance to avoid service charge $500 None NA NA
Service Charge $6, if balance falls below $500 No Service Charge    
Earns Interest Yes, Tierd Yes, Tierd Yes, Tierd Yes

Regular Savings

Whether you’re looking for financial freedom or a rainy day fund, our savings accounts are a convenient way to save and help build wealth. With quarterly compounding interest at competitive rates, a Bank of Bloomsdale savings account is never a bad choice.

Student/Children Savings 

Designed for the younger generation! Good savings and investment habits start early. Your interest compounds quarterly and you can make a deposit at anytime. Open a student/children's savings account today with no monthly fees.

Certificate of Deposits

Our Certificate of Deposits offer guaranteed yields, flexibility and the safety of FDIC insurance. That's because you lock in a high yield that is guaranteed from the day you open the account until the day it matures. You know exactly what return you'll get and when you'll get it. Your investment is safe because Bank of Bloomsdale CDs are backed by the Federal Deposit Insurance Corporation for up to at least $250,000 for each depositor - making them as safe as any investment in the world.

We offer Certificate of Deposits in a broad range of maturities, each designed with a particular goal in mind. You can open your own CD for as little as $1,000. Visit your local branch or call 573-483-2514 or 636-931-4280.

**Substantial penalty for early withdrawal. Some CDs may require large minimum opening balances.

Individual Retirement Accounts

Is an IRA right for you? Call one of our Bank of Bloomsdale representitives today at 573-483-2514 or 636-931-4280 to find out how you can benefit from an IRA.

You might also be able to save on your present taxes with an Individual Retirement Account, by deducting your qualified contributions from your taxable income. Many Americans can deduct all or part of their IRA contributions from current income taxes. The deductible amount depends on your income, marital status and whether you're an active participant in an employer-sponsored plan as defined by the Internal Revenue Service.

With an IRA, you may also be able to defer taxes until you retire when you will probably be in a lower tax bracket. Regardless of the amount you'll be able to save now on taxes, an IRA is a smart way for you to save for a secure retirement.

If you are retiring or changing jobs and anticipate withdrawing money from your employer's retirement plan, contact one of our customer service representives to discuss your options.

**Transfer fees may apply

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